JUSTICENTER Personal Injury Lawyers | December 11, 2024 | Car Accidents
Discovering that someone hit your parked car is a frustrating experience. Unfortunately, hit-and-run accidents involving parked cars in Sherman Oaks are all too common. Whether your car was hit in a parking lot, on a street, or at night, knowing the steps to take after can help you recover compensation. Here is what to do if someone hits your parked car and leaves:
Step 1: Stay Calm and Assess the Damage
Try to remain calm as the initial shock of the incident fades. Take a moment to assess the scene and any visible damage. This may include dents, scratches, broken lights, or damage to mirrors or bumpers. Check the surrounding area to see if someone left a note with their contact and insurance information.
Step 2: Document the Scene Thoroughly
Proper documentation is critical for filing a future insurance claim, especially if the driver left the scene and cannot be identified. Use your phone to take photos of the damage to your vehicle. Pay attention to the location where it was parked and any skid marks or debris nearby.
Someone may have witnessed the accident, so ask people who are around. Business owners or property managers may also be able to check their security cameras to identify a driver who fled the scene.
Step 3: Report the Accident to the Police
It is important to file a police report for a hit-and-run involving your parked car. An official car accident report can help with future insurance claims, even if the damage appears to be minor. Describe the damage and details about the location and time of the incident. You should also share any potential evidence you have, such as photos or videos. The police will document the incident in an official report and investigate it further if there is a chance of identifying the driver.
Step 4: Notify Your Insurance Company
Contact your insurance company as soon as possible to report the hit-and-run. Provide them with all the documentation, including the police report number and photos of the damage.
The type of coverage you have will determine how repairs are handled:
- Collision Coverage: Your insurance will cover the damage to your vehicle – barring your deductible – regardless of who was at fault.
- Uninsured Motorist Coverage: California requires all auto insurance carriers to offer uninsured motorist bodily injury coverage unless you sign a waiver to decline it. This coverage can help pay for medical bills if the responsible driver is uninsured or cannot be identified. However, uninsured motorist property damage coverage is optional, so check your policy to ensure you’re covered for vehicle repairs.
- Deductibles: Be aware that you may need to pay a deductible for repairs. If the damage is minor and the repair costs are close to your deductible, it may be cheaper to pay out-of-pocket instead of filing a claim.
A lawyer in Sherman Oaks can help you review the specifics of your policy.
What Are The Penalties for Hit and Run in California?
Under California Vehicle Code Section 20002, if a driver leaves the scene of an accident that only resulted in property damage, such as hitting a parked car, and fails to identify themselves, they may face:
- A fine of up to $1,000
- Up to 6 months in county jail
- Other penalties
Even if the damage seems minor, a driver who fails to fulfill their legal obligations can face serious consequences.
Will My Car Insurance Premium Increase If Someone Hits My Parked Car?
After discovering damage to your car, one of the most common concerns is whether your car insurance premium will increase. The answer depends on several factors, including the circumstances of the accident and whether the responsible party is identified. Your premium typically will not increase if you are not at fault for the accident. However, the specific outcome depends on your insurer, the type of claim you file, and your claims history.
Contact the Encino Car Accident Lawyers of JUSTICENTER Personal Injury Lawyers for Help Today
Please contact an experienced car accident lawyer at JUSTICENTER Personal Injury Lawyers for a free initial consultation today at (833) 852-3600.
Our main office is in Encino, CA, but we serve all through Los Angeles County.
JUSTICENTER Personal Injury Lawyers
16633 Ventura Blvd suite 1011,
Encino, CA 91436
